It's often hard to run into PCs played by people on the other side of the world, so I thought it might be cool if the Coinchangers, for a small fee, could take money and deposit it into someone's coinchanger account to be collected.
We already have money from selling properties deposited into the accounts, afaik ignoring the usual 2k deposit limit, and this would help facilitate things like paying off loans and the like between players who don't run into eachother as often. And players can still hand off money to other PCs to pass over to avoid the fees or if they aren't voiced and therefore don't have access to the coinchangers.
Alternatively, if transferring money to offline characters is too much effort, what about items with the document token, worth sums that are exchanged at the Coin Changers for the full sum? The documents come in sums of 100, 500, 1,000, 5,000, 10,000. Something you can store in a chest for someone else to pick up.
Also a really cool idea!
Agreed. Also an alternative to carrying money since you could stash gold in a personal "treasury".